I ask myself why are people renting right now?  Interest rates are so incredible and it makes it much more affordable to buy.

Is it down payment?  There is still a loan or two that do not require a down payment as long as your credit is okay and you have steady employment. FHA is currently requiring 3.5% down.

Is it the fear of losing their job?  Guess what, there are some loan products that will make your payment for several months if you become unemployed.  There is a fee at the beginning of the loan that is approximately $600.00, but that may be worth it if there is a questions of stability.

Maybe it's credit issues. It is true that most lenders require a credit score of 640 or higher, your local lender can guide you on how to repair your credit or obtain credit.

Don't wait until it's too late and interest rates are higher, check with a lender and see if you qualify for a home loan.  Inventory is good, rates are good and rents will be rising.

Call me at Windermere Colville to obtain a list of lenders (509)680-1229